ISO Class 2 Rating

Upgraded Insurance Services Office (ISO) Rating Fire Protection - Class 2

On September 1, 2017, the Lighthouse Point Fire Department was upgraded to a Class 2 department, thereby improving our fire insurance rating.

The Insurance Services Office (ISO) surveys communities and provides a numerical rating from 1 to 10 based on the fire protection services provided by a community. A ranking of 1 is the highest and 10 is the lowest. Most insurers use the Public Protection Classification rating system for underwriting and calculating premiums for residential, commercial, and industrial properties. This rating positively affects the fire insurance premium rates in a community.

According to the ISO, only 4.3% of communities nationwide have a rating of Class 1, 2, or 3. Therefore, Lighthouse Point is rated by ISO in the top 3% in the nation in providing fire protection services. This is a great achievement for our City and the Fire Department!